We want to make sure we address your whole financial life.  We do this by employing our signature 6 C Process.

Too often the planning process results in a financial plan that take up 70 pages filled with nonsense.

We have a process that hits all 6 areas of your financial life.

These 6 C's are designed to give you a sense of clarity around your financial life and help you craft a life on your terms.

• Cashflow

  • Do you have control over your cashflow?  Do you know how much you have to build and create your wealth each month?  Sometimes, if the situation is out of control, we will talk about CashFlow Coaching

• Coverage

  • What you build, you must protect.  Life insurance, Long-Term Care Coverage, even Disability Income are all means to cover and protect what you have worked so hard to build.

• Creation

  • This is the fun stuff.  Beyond just the investment strategies, we need to look at what type of assets works best in what accounts.  We will look at employer retirement accounts, IRA's Roth IRA's, taxable wealth building account, tax-efficient wealth building accounts, and everything in between.

• Committments

  • Beyond investments for yourself, you may have certain committments to plan for such as taxes, 529 education plans, UTMA accounts, etc.

• Certainty

  • We want to make sure that your retirement income strategy is crystal clear and provides certainty for you to work towards.  Along with income from your investment portfolio, we will look at Social Security, pensions, income annuities, rental income projections, royalties, etc.

• Closure

  • We will coordinate with other professionals to make sure that you have closure set for your legacy.  This could include wills, estate plans, life insurance, naming beneficiaries, working with trusts, etc.